benefits

My Life

SHORT-TERM DISABILITY

The company provides employees with disability coverage through Aetna at no cost to the employee. Effective after three months of employment, all employees regularly scheduled to work at least 30 hours per week receive this benefit. It becomes payable on the eighth day of absence due to non-work related injury or illness.

Short-term disability benefits pay eligible non-exempt employees up to 60% of their weekly pay for up to 26 weeks. The plan also continues 100% salary for eligible exempt employees for up to 26 weeks.

LONG-TERM DISABILITY

In case of disabilities continuing after 26 weeks, DLO also provides each eligible employee with long-term disability insurance. This benefit is paid on a monthly basis as long as the employee is disabled, up to age 65 (later if the disability begins after age 60). Payments equal 60% of the employee's monthly pre-disability earning, up to $15,000 per month. Effective after three months of employment, this benefit is provided to all employees regularly scheduled to work at least 30 hours per week.

LIFE INSURANCE

DLO pays for base life insurance, AD&D, and business travel accident insurance coverage for eligible employees at no cost to the employee. The amount of base life insurance equals 3 times the annual base pay for Exempt employees and 11/2 times the annual base pay for Non-Exempt employees. Employees may purchase supplemental life and AD&D insurance up to 2 times their annual base pay. Coverage is effective after one month of employment for all employees regularly scheduled to work at least 30 hours per week.

EMPLOYEE ASSISTANCE PROGRAM

Free counseling services are provided to all employees and their family members through Employee Advisory Resource (EAR). A toll-free number 1-800-328-1952 is available 24 hours a day, 365 days a year, to connect you with a professional counselor.

EDUCATIONAL ASSISTANCE

After six months of employment, DLO reimburses tuition paid by employees regularly scheduled to work at least 30 hours per week for pre-approved, job/career related courses taken at an accredited institution. Full reimbursement of eligible expenses (tuition) is provided for two courses per semester. Reimbursement is subject to a "B" grade or above.

OTHER BENEFITS

Employees may also use the following programs to their advantage:

  • Access to a range of MetLife employee paid programs. These include insurance for Long Term Care, Veterinary Pet Care, Legal Services, Dependent Life, Auto, and Homeowners/Renters coverage and Financial Management consulting.
  • Adoption Assistance
  • Matching Gifts to selected non-profit organizations
  • Health Risk Assessments
  • Discounted purchase programs for products and services, including phones, movie tickets and cars.

My Health

HEALTH & DENTAL INSURANCE

DLO is pleased to offer employees the opportunity to enroll in a Consumer-Directed Health Plan, choosing between Lumenos and the Aetna Choice POS II Medical Plan.  We are committed to supporting our workforce by covering over 80% of the premium for these health plans.

Employees who are regularly scheduled to work at least 30 hours per week are encouraged to participate in one of our comprehensive medical or dental plans.  We also welcome eligible dependents, including qualified domestic partners, to enroll in Lumenos or Aetna Choice POS II Medical Plans.  Coverage will begin in the first month that coincides with or follows one month of employement, ensuring a smooth transition to your health benefits.

Additionally, we offer the Dental PPO coverage as a stand-alone plan, allowing you the flexibility to purchase it independently from medical insurance.  We are dedicated to providing valuable options for your health and wellness needs.

General Employee Information

PAY POLICIES

For the convenience of employees, their pay is automatically deposited in their personal bank or credit union accounts by noon on payday. Employees can distribute their pay up to four different ways, guaranteeing they receive their money on time every time.

VARIABLE COMPENSATION PLANS

DLO's Goalsharing Plan recognizes and rewards employees for the continuous improvement of their organization. This plan is paid in cash. All regular full-time, part-time and on-call employees with more than six months of service are eligible to participate. Eligible earnings do not begin to accrue until after six months of service.

TIME OFF WITH PAY (TOP)

DLO employees are provided Time Off with Pay. TOP may be used for vacation, personal needs, and incidental sick time. Hours are accrued each pay period based on the hours worked.

Employees begin accruing TOP after three months of service. Full-time employees (scheduled to work 40 hours per week) accrue 5.54 hours per pay period, or about 13.5 days for the remainder of the first year. At the first anniversary of employment, the accrual increases to 6.15 hours per pay period, or approximately 20 days per year. The rate of accrual continues to increase with longer service.

At the end of an employee's first calendar year, all TOP is carried over for use in the next year. At the end of each subsequent year, the ability to carry over and be paid unused TOP is subject to statutory requirements. To be eligible for this benefit, the employee must be regularly scheduled to work 20 or more hours a week.

All accrued but unused TOP is paid to employees when they leave the company

SCHEDULED HOLIDAYS

In addition to TOP, those employees who are regularly scheduled to work 20 or more hours per week are also paid for six holidays each year: New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas Day.

Benefits

DLO's pay and benefits plans have been designed to promote its employees' financial, physical and developmental health.

General Employee Information

  • Pay Policies
  • Variable Compensation Plans
  • Time Off With Pay (TOP)
  • Scheduled Holidays

My Health

  • Health and Dental Insurance

My Wealth

  • Pre-Tax Savings Plan - 401(k)
  • Employee Stock Purchase Plan (ESPP)
  • Variable Compensation Plans
  • Flex Spending Account

My Life

  • Short-term Diasability
  • Long-term Diasability
  • Life Insurance
  • Employee Assistance Program (EAP)
  • Educational Assistance
  • Other Benefits